How is my Baldivicio Credit Score calculated?

Our proprietary algorithm calculates your score (ranging from 300 to 850) based on six weighted factors:\n1. Payment History (30%): Frequency and reliability of inbound funds.\n2. Amounts Owed (25%): Your current balance relative to your historical peak.\n3. History Length (15%): The age of your Baldivicio account.\n4. Account Activity (10%): Your total transaction volume.\n5. Credit Mix (10%): The diversity of unique addresses you interact with.\n6. New Credit (10%): Your recent transaction frequency over the last 30 days.